SEPA Payment QR
Make an EPC QR code for a SEPA bank transfer — beneficiary, IBAN, amount and reason — that banking apps scan to fill in the payment.
What it does
SEPA Payment QR shows the whole calculation, not just the answer: every intermediate figure is on screen, so you can check it against your own numbers instead of trusting a single output box.
When you need it
Quoting, invoicing, or checking someone else's arithmetic — the moments where being roughly right costs money, and where the formula is easy to get subtly backwards.
Limits and caveats
Figures are unrounded until the final display, so results will not always match a calculation that rounded at each step. This is a working tool, not tax or financial advice, and local rules may differ. Everything happens in your browser, so the file never leaves your device.
How to sepa payment qr
- Drop or choose your file file.
- KIVO processes it instantly — no waiting for uploads.
- Download the result. That's it.
Frequently asked questions
- Which apps read it?
- Most Italian, German, Austrian, Dutch and Belgian banking apps (it is the same standard as GiroCode). Check the payer's app before printing.
- Can I leave the amount empty?
- Yes, and the payer types it: useful for donations or a shared kitty.
- Do my files get uploaded?
- No. This tool runs entirely in your browser, so the file never leaves your device.